How much is enough?

There is a clear line between having and not having money. We are either “in the black”, or “in the red,” and it’s clearly healthier to be in the black!

But how much in the black do we want or need to be, in order to feel that we have enough? How much do we need to store up for a rainy day? Do you have an amount in mind that you can write down and be content with?

What if we only had enough money to pay for food, OR heating? Clearly that wouldn’t be enough.

What if we had so much that we earned more in interest than we spent every day!? Would that be enough? And if you replied “Yes”, how would a change in interest rates, stock market fluctuations or Brexit impact this? And what could we do with any surplus over and above the ‘enough’ number we had written down?

These are the type of questions about money that can cause us stress, rob us of peace and keep us lying awake at night.

Thankfully, the team at County can help make the money we have work effectively for us. They can also help us try to sleep at night by going through a long term financial plan. Decisions in relation to how we handle our money can be challenging and is something that needs to be worked at. People can have very different views on this subject.

Reading the Bible reveals Jesus sharing more stories about managing money than almost anything else. One of the stories he told was about a wealthy man who had so much that he decided to build extra barns to keep it all in (Luke 12:16-21). God told him in no uncertain terms that he was a fool because he is only a steward of his earthly wealth and he could not take that with him, yet he didn’t invest in his eternal relationship with God.

I believe the point of the story is this: as stewards, we are masters of our money. But when we have more, we can potentially become obsessed if our money begins to master us. (Side note - this probably applies to all of our resources, e.g. time, health, skills etc., and this is equally applicable, whether you believe in God or not). 

Here are 3 reasons why I think we tend not to notice greed or properly appreciate this truth:

  • 1
    The red/black line only exists at one end of the scale - you are either in credit or debit.
  • 2
    There is no line that denotes greedy or generous.
  • 3
    We never see greedy or generous people in the mirror (yet we can probably think of others we would consider to be greedy or generous!)

We also know people who ‘have much’, yet suffer with more stress and sleepless nights worrying about losing everything. And we see people with relatively little who live generously and joyfully.

That’s why I believe that to have a healthy relationship with money, we need to make sure we are in charge of it, and it is not in charge of us. I’m sure all the ‘rich fools’ you think of never intended to become ‘rich fools’, but when you have £££ signs in front of you, it’s probably far easier to think about bigger barns, than being generous!

Here are some challenging questions to consider, which might help with developing a healthier relationship with money:

  • Do you want your life to reflect an obsession with money?
  • Or do you want your life to reflect generosity?
  • Are you happy with how you are handling your money or is there something you would like to change?

Nicky Dix  •  niky@intentionalhealth.uk 

If you want to find out more about Intentional Health, including how we help others be intentional about their health and our vision to partner with communities all over the UK, then please also get in touch, or visit our website www.intentionalhealth.uk

Health Plus wealth resource library

As the months go by we are building a library of documents which are available below as downloadable PDFs:

To download the article "The truth about life-work balance" click this picture.

To download the article "Investing in heart health" click this picture.

To download the article "New Year, New Goals" click this picture.

To download the article "Christmas giving" click this picture.

To download the article "Thanksgiving or getting" click this picture.

To download the article "Change of Season?" click this picture.

To download the article "Think you are ready to change?" click this picture.

To download the article "Don't worry – in 7 steps" click this picture.

To download the article "Rest, sleep and margin" click this picture.

To download the article "Move it or lose it" click this picture.

To download the article "Healthy Relationship Accounts" click this picture.

To download the article "Learning Something New" click this picture.

To download the article "Years in your life and life in your years" click this picture.

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